Skip to main content


The UAE has a well developed and diverse utilities sector that has grown rapidly in recent years in response to the country’s ever-increasing demand for power, sanitation, waste management and fresh water.

Companies operating in the sector face challenges around regulation, competition and environmental pressures; but digital technology, smart tools and systems, and the ‘internet of things’ all create exciting opportunities for more agile players in the sector. The ones who succeed will be those who can leverage these new technologies to operate at maximum efficiency, identify and manage risk, and respond flexibly to changing customer needs and expectations.

Why QBE?

QBE has supported water, gas, electricity and telecommunications companies for more than 20 years and works with many leading organisations in the sector.

Our underwriters have the flexibility to create cover that meets individual requirements. For example, because some utility companies are interested in long-term arrangements, we are able to write policies of up to five years. And because many utilities buy insurance for big, catastrophic events rather than more everyday claims, we can offer tailored programmes incorporating large excesses.

In the event of a claim, our Claims team have the authority to make decisions, so they are able to respond to your needs quickly and efficiently. They take a creative, proactive approach to controlling and mitigating an evolving claims situation to ensure that your assets are protected.

Finally, as part of the wider QBE Group, we have the resources to deliver effective insurance solutions and support wherever your operations take you. Our global footprint extends to more than 150 countries, so we are well placed to deliver globally compliant multinational programmes.

Relevant products

Our Cyber policy protects against the range of risks associated with cyber breaches and provides critical support in the event of an attack.

Read more about Cyber

Our Directors’ and Officers’ cover protects your senior employees against claims resulting from actual or alleged failings in the carrying out of their duties.

Read more about Directors’ and Officers’ Liability

Our General Liability cover offers effective protection against claims for damage or injury brought by third parties.

Read more about General Liability

We cover companies against losses arising from war on land, confiscation and expropriation, political violence and terrorism.

Read more about Political Risk, Political Violence and Terrorism

We offer comprehensive protection for damage to your organisation’s physical assets, as well as business interruption.

Read more about Property