Directors’ and Officers’ Liability

Directors’ and Officers’ (D&O) Liability insurance covers directors and officers for financial losses arising from actual or alleged wrongful acts. It includes cover for defence costs and expenses, investigation costs and extradition costs.

Increasing regulatory enforcement

With an increasing trend for regulators and stakeholders to hold directors and officers personally responsible when problems arise, their personal assets are at stake. And while the liability of a company is limited, a director's liability is unlimited. That’s why D&O cover is so important in today’s business world when it comes to attracting and retaining key people.

Understanding your organisation

Forming strong relationships is important to us and we always make time to meet our customers to discuss key risk areas. We feel it is only by getting to know your company from the inside that we can gain a full appreciation of the risk factors involved, as well as gathering the information we need for the underwriting process.

Modified to your requirements

D&O is a real area of strength for QBE and we offer wide protection and significant capacity. Our underwriters are very experienced and have full authority to make decisions, so they can put together tailored cover that works for your company’s specific requirements, quickly and effectively.

Expert claims support

Claims for D&O can stem from a wide range of sources. Our experienced team is used to dealing with a very wide range of claims and takes a pragmatic, flexible approach to resolving them promptly and effectively.

Complementary covers

We can offer Directors’ and Officers’ cover as a standalone policy, or packaged with other relevant QBE covers, such as Cyber and General Liability